Saving

I’ll be the first to admit that tracking your spending is a little weird – especially if you do it how I do it and carry a money diary in your back pocket. However, it’s one of the best financial habits I’ve adopted. It brought awareness to my spending, and I stopped wasting money on …

Tracking Expenses: The Simple Habit That Leads To Big Savings Read More »

Shockingly, many adults don’t have enough savings to sustain their lifestyle for just four weeks if they lost their job. Suddenly losing their income or having a large unexpected expense could start the chain reaction that leads to financial devastation. Massive debt, bankruptcy and even homelessness are very real possibilities. Scared yet? You should be. …

Financial Priority No. 1 – The Emergency Fund Read More »